Umar Akbar, Imran Malik, and Muhammad Rahail Akhtar. “Impact of Decision-Making Efficiency, Cost Management, and Underwriting Strategies on Insurance Companies’ Performance”.
Contemporary Issues in Social Sciences and Management Practices 3, no. 3 (September 30, 2024): 232–244. Accessed September 23, 2025.
https://www.cissmp.com/index.php/CISSMP/article/view/230.