Muhammad Ali Zia, Faiza Qureshi, and Salma Bibi. 2026. “Generative Artificial Intelligence As Digital Capital: Unequal Access, Academic Engagement, and Critical Thinking Among University Students in Pakistan”. Contemporary Issues in Social Sciences and Management Practices 5 (1): 386-403. https://doi.org/10.61503/cissmp.v5i1.426.