SAHIBZADA QADEERULLAH; DR. NAJIB ULLAH KHAN; JAVED ULLAH KHAN. The Impact of Financial Literacy, Risk Tolerance, and Innovation Adoption on Investment Decisions: Evidence from Retail Investors. Contemporary Issues in Social Sciences and Management Practices, Pakistan, PK., v. 4, n. 1, p. 59–73, 2025. DOI: 10.61503/cissmp.4.1.2025.276. Disponível em: https://www.cissmp.com/index.php/CISSMP/article/view/276. Acesso em: 27 aug. 2025.